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Swiss household prices, compared

The same health insurance. Very different prices.

Start here: where do you live?

Zürich is an example. Choose your place.

An adult in Zürich, CHF 300 deductible (the amount you pay yourself each year first), accident cover. Each dot is one insurer’s lowest premium, any model.

Premiums in Zürich

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2 · Mobile

The same unlimited data. Very different prices.

Plans with unlimited data and no minimum term, from the providers we read. Tap I have this on yours, and + on any plan you would take.

Mobile in Switzerland

Unlimited data in Switzerland, no minimum term, subscriptions only; price confirmed in the last 7 days, no speed cap below 10 Mbit/s. Prepaid and data-only SIMs are not counted.

Not required: unlimited calls, EU data, a network, a budget. Ask for them on the mobile page and another plan can come first. Ranked by the price after any promotion.

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3 · Internet and TV

What you pay for internet at home.

Home internet plans, by the price they keep after any promotion. Tap I have this on yours, and + on any plan you would take.

Internet at home

Plans confirmed on their provider’s page in the last 7 days, ranked by the price after any promotion.

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4 · Bank account

What your bank account costs a year.

The account fee, the debit card, payments abroad and cash, added up for a typical year. Tap I have this on yours, and + on any account you would take.

Bank accounts

Plain accounts, by what a year costs: CHF 5’000 at the bank, 2 card payments abroad a month of CHF 60, 2 cash withdrawals a month at its own ATMs and 1 at others, 4 withdrawals abroad a year of CHF 200.

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5 · Credit card

What your credit card costs a year.

The yearly fee and the fees abroad, added up for an everyday use. Tap I have this on yours, and + on any card you would take.

Credit cards

Credit and prepaid cards, by what a year costs: CHF 12’000 paid by card a year, 10% of it in a foreign currency, no cash abroad.

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6 · GA and Halbtax

What your trains cost a year, with a pass or without.

The passes are the same everywhere, so this is not a ranking of providers. The GA is the national travel pass for unlimited rides; the Halbtax gives half fare on every ticket. Say what your tickets would cost a year at full fare, and tap I have this on what you have.

GA and Halbtax

An adult in 2nd class: what a year costs with each option, with the tickets you would still buy.

Train tickets a year at full fare

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7 · Subscriptions

What your streaming and music cost a month.

Each service at its standard plan. Tap I have this on every one you pay for, and + to put its cheaper plan, where it has one, in your plan.

Video and music

One row for each service, with the price a month of its standard plan: the cheapest open plan billed monthly.

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8 · Pillar 3a

What your 3a account earns a year.

The interest each of the banks we read pays on its standard 3a account, in francs a year on your balance. A rate that stops at a limit can earn less than a lower one. Tap I have this on yours, and + on any account you would take.

Pillar 3a accounts

Standard 3a accounts, by the interest a year on your balance. This is what you earn, not what you pay.

Your 3a balance

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9 · Your plan

Your household plan.

Your household plan lists what you pay today and what you would switch to. Choose your insurer, and what you have in each chapter above, or enter your insurer and mobile plan, and your plan adds up here.

Today–CHF a month, no cost added yet
With your picks–CHF a month
Saving–add yours and a pick in the same chapter
  • Basic health insuranceNot added yetChoose your insurer above

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